When separating couples approach us for help, one of the biggest worries they have is financial stability and supporting their family. \u00a0The stress of the last few years has put a considerable strain on some relationships, and the current cost-of-living crisis has increased tensions further. Sadly, whilst this may be the cause of several breakups, it\u2019s also the reason estranged couples have no choice but to remain under one roof as they are unable to afford two homes.<\/p>\n
We thought it would be helpful to tell you what financial support may be available to you and, later in our blog, how you can manage your relationship if the only option is to continue living together.<\/p>\n
Are you entitled to financial support as a single person or parent?<\/strong><\/p>\n Please note, the below refers to residents in England; the advice may not the same for those living in Wales, Scotland and Northern Ireland.<\/p>\n Benefits <\/strong><\/p>\n You may be able to claim Universal Credit If you\u2019re looking for a job or you\u2019re on a low income and need support to cover the costs of housing, children and childcare, remembering that childcare costs may rise if you live as a single parent. To find out if you are entitled to financial support, click HERE<\/a><\/p>\n Council tax<\/strong><\/p>\n Households with only one adult may be able to get a discount on their council tax bill, depending on where you live and other circumstances. You can find out more HERE<\/a><\/p>\n Child maintenance<\/strong><\/p>\n If your partner or spouse doesn\u2019t live with your child as part of your family, but they are their legal, biological or adoptive parent, they will have to pay maintenance to their main carer to support them up to the age of 16, or 20 if they are in approved education or training.<\/p>\n There are several ways you can arrange child maintenance:<\/p>\n If you are arranging maintenance yourself, we recommend (even if your separation is amicable) that agreements are put in writing and you take notes of conversations you\u2019ve had. If this is your preferred option but you\u2019re not sure where to begin negotiations, or you\u2019re afraid the process will be difficult, we can help you find a solution with mediation.<\/p>\n Legal Aid<\/strong><\/p>\n If you need legal help but are worried about costs, your case may be eligible for Legal Aid. Eligibility depends on several factors, including if you or your family are at risk of harm or abuse or if you need family mediation. Find out more about how we can help you HERE<\/a><\/p>\n What if the only option is to stay living together?<\/strong><\/p>\n Sadly, we see cases where couples would prefer to instigate divorce or live separately but are forced to stay under one roof due to finances, so are unable to move on from their situation. According to experts, the number of couples unable to afford separation doubled last year. Surveys also suggest that 30% of couples are staying together because of financial concerns.<\/p>\n Living separate lives whilst still cohabiting is a tricky situation, but it can be bearable short-term unless the relationship is abusive which we cover below.<\/p>\n When separation is slower it can be more amicable. Here is some advice for managing your relationship:<\/p>\n Financial and economic abuse <\/strong><\/p>\n As the saying goes, \u2018money is power\u2019 and that\u2019s true in a lot of domestic abuse cases where financial and\/or economic abuse is taking place.<\/p>\n Financial and economic abuse rarely happen in isolation and is often one behaviour in a pattern of coercive control.<\/p>\n As we\u2019ve said before, there is no excuse for domestic abuse of any kind, and that includes stress or pressure caused by the cost-of-living crisis. If you or your family are in immediate danger, call 999 and seek help from the police. Refuge has a freephone, 24-hour helpline you can call for advice: 0808 2000 247<\/p>\n Do you need help?<\/strong><\/p>\n Our team are family law specialists offering the best legal advice, representing you where needed and understanding that separating is an uncertain and worrying time.<\/p>\n Call us on 0116 340 0094 or email hello@agrlaw.co.uk<\/a> if you need our advice or support.<\/p>\n","protected":false},"excerpt":{"rendered":" When separating couples approach us for help, one of the biggest worries they have is financial stability and supporting their family. \u00a0The stress of the last few years has put a considerable strain on some relationships, and the current cost-of-living crisis has increased tensions further. Sadly, whilst this may be the cause of several breakups, … Continue reading Can\u2019t afford to separate?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":14881,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,37],"tags":[],"_links":{"self":[{"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/posts\/14880"}],"collection":[{"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/comments?post=14880"}],"version-history":[{"count":1,"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/posts\/14880\/revisions"}],"predecessor-version":[{"id":14882,"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/posts\/14880\/revisions\/14882"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/media\/14881"}],"wp:attachment":[{"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/media?parent=14880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/categories?post=14880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agrlaw.co.uk\/wp-json\/wp\/v2\/tags?post=14880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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