The Renters’ Rights Act 2025, new legislation which will reform the private rental market, has gained Royal Assent, meaning it is set to become law.

The Act is the most significant change to private rental law for over 35 years. It aims to improve the system for England’s 11 million private renters and 2.3 million landlords.

The most significant changes the Act will bring about are:

  • Abolishing Section 21 ‘no fault’ evictions
  • Restricting landlords from increasing rent more than once a year, with at least two months’ notice
  • Stopping landlords from asking for more than one month’s rent upfront
  • Creating a new Private Rented Sector Landlord Ombudsman to resolve tenants’ complaints
  • Changing the current fixed-term Assured Shorthold Tenancies or ASTs into periodic tenancies
  • Creating a Private Rented Sector Database
  • Giving tenants stronger rights to request a pet in their property
  • Improving housing standards
  • Introducing Awaab’s Law
  • Ending discrimination against prospective tenants with children or those in receipt of benefits
  • Putting a stop to rental bidding
  • Strengthening local authority enforcement

Below, we provide a more detailed explanation of each of these points.

  • Section 21 notices – ‘no fault’ evictions

Currently, landlords can evict tenants without providing a legal reason by issuing a Section 21 notice. However, under the new legislation, the Section 21 regime is to be abolished, landlords must use a Section 8 notice (the grounds for which are going to be expanded) and have a valid legal reason, such as rent arrears, or the landlord wishes to sell the property, to ask tenants to leave. Additionally, landlords will be prohibited from selling or moving into the property within the first 12 months of the tenancy.

  • A move to annual rent increases

Landlords will only be allowed to increase rent once per year, and they must provide tenants with at least two months’ notice before making any changes. Any clauses in tenancy agreements stating that rent can be raised more often or through other means will no longer be valid.

If tenants believe their annual rent increase is excessive, they have the right to challenge it at the Property Tribunal.

  • Assured Shorthold Tenancies (ASTs) will be abolished

New and existing ASTs will change to rolling monthly or weekly assured periodic tenancies with at least two months’ notice (Section 8 Notice) and no end date.

  • The amount a tenant pays upfront

Landlords will be prohibited from requesting more than one month’s rent upfront. Councils will have the authority to fine any landlord who asks for or accepts a higher upfront payment.

  • A new ombudsman for private sector tenants and landlords

A new Private Rented Sector Landlord Ombudsman will be introduced. Its aim will be to resolve tenants’ complaints quickly, fairly and impartially. It will also bring systems of complaint resolution to be dealt with more swiftly.

  • A new Private Rented Sector-wide database

A new database will assist landlords in understanding their legal obligations and demonstrating ongoing compliance. Tenants will gain access to improved information, empowering them to make informed decisions when entering into a tenancy agreement. Local councils will be better equipped to target enforcement activities. Additionally, landlords must be registered on the database in order to be entitled to use certain possession grounds.

  • Tenants’ rights to have pets

Landlords will be required to consider tenant requests for pets and may not unreasonably refuse permission. They can, however, request that tenants obtain insurance to cover any potential pet-related damage to the property.

  • Changes to housing standards

The Decent Homes Standard will be applied to the private rented sector to improve safety and value.

  • Awaab’s Law

The law, introduced following the tragic death of Awaab Ishak, a toddler who died due to prolonged exposure to mould in his home, will set clear legal expectations for landlords to take action when hazards are reported.

  • Discrimination

Under the new laws, landlords and agents will no longer be able to discriminate against prospective tenants in receipt of benefits or with children.

  • Rental bidding

Landlords and agents will no longer be able to practice ‘rental bidding’ where they ask for, or accept, “offers above” the advertised rent.

  • Local authority enforcement

Civil penalties will be expanded, new investigatory powers introduced, and local authorities will be required to report on enforcement activity.  The new fines will range from £7,000 – £40,000.

Summary

The new laws will streamline the tenancy system, making it easier for both tenants and landlords to understand their rights and responsibilities.

Tenants will benefit from greater security over their home, as Assured Shorthold Tenancies (ASTs) are being abolished, and possession grounds are becoming fairer. Landlords will still be able to reclaim their property when it is reasonable to do so, but that reasonableness will need to be approved by the Court. The changes will prevent ‘backdoor evictions’ by unscrupulous landlords, and tenants will have stronger protections to challenge excessive rent increases intended to force them out.

Prospective tenants will be treated more fairly, regardless of whether they receive benefits, have a family, or wish to own a pet. Home safety and overall value will be enhanced through improved housing standards, the introduction of Awaab’s Law, and the elimination of rental bidding.

The cost of renting a property will become more transparent, as landlords will no longer be able to request more than one month’s rent upfront, raise rent more than once a year, or engage in rental bidding. A new ombudsman and stronger local authority enforcement will ensure greater accountability for landlords who fail to meet standards.

How AGR Law can help you

While the new database will enhance clarity and help councils more easily identify non-compliance, we strongly recommend that both tenants and landlords seek tailored legal advice regarding rental matters, as individual circumstances can vary significantly.

The new laws will introduce substantial changes to both new and existing tenancy agreements. It is advisable to have an experienced, qualified solicitor review contracts before signing to ensure full understanding and protection of your rights.

Please contact us at hello@agrlaw.co.uk or 0116 340 0094 if we can assist you.

Footnote: At the time of writing, the new laws are expected to be rolled out from 01 May 2026.

Litigation risk is the chance that a lawsuit could be brought against your business. This could take any number of forms, from alleged employment disputes, infringements, liability cases, or data breaches. Any business is potentially at risk, regardless of its size, turnover or how long it has been established.   

Actively managing risks before litigation occurs is good practice and can prevent cases escalating, lessening the impact on your business, cash flow and reputation.

The type of business you own and the challenges within your sector will dictate the risks you face, but below are some general points to consider to help you safeguard your business.

Are your contracts up to scratch or don’t they exist at all?

Getting everything in writing is crucial for businesses. It can be difficult to rely on verbal agreements in court, even if discussions were held with someone you deemed trustworthy and reliable.

Disputes often arise when contracts fail to clearly state the obligations of each party and what will happen if either fails to deliver what is set out.

However tempting it may be to save time and money by tweaking online example contracts to fit your needs, we always advise seeking legal advice when it comes to contracts to protect your business interests. We can also advise you on where contracts can include limiting liability and indemnity clauses to help reduce risk.

Do you understand employment law and are you following it?

In the UK, staff are protected by laws that employers must adhere to in order to minimise the risk of an employment tribunal. Tribunals are regularly held for matters such as unfair dismissal, discrimination and redundancies.

We recommend that you ensure your employment contracts and workplace policies are legally binding and up to date by seeking advice from an experienced legal professional.

Are you holding and using data correctly?

Any business which collects and processes the data of employees, customers, suppliers and others must comply with UK GDPR and data protection laws.

Not adhering to preferences around consent or being subject to data breaches due to your failing to secure data sufficiently can result in fines or further legal action. Not only is this costly and harmful to business continuity, but it can also destroy trust and ruin your business’s reputation.

Are you using something which is protected by Intellectual Property (IP)?

Intellectual property disputes occur when another business or person, knowingly or unknowingly, uses a name, idea, logo or similar asset which is protected by intellectual property.

Someone has IP over an asset if:

  • They have copyrighted works such as books, music and films
  • They have trademarked brand names, logos, and other identifiers used to distinguish goods or services
  • They have patented a new invention
  • They have design rights over the visual appearance of a product

Do you know your consumer and commercial laws?

There’s a vast amount of legislation designed to protect staff, clients, customers and other people involved in your business, such as suppliers. Any failure to adhere to these laws can result in fines and court cases.

Understanding your responsibilities and having clear policies and contracts are key.

Consider your business structure

The type of business you own can dictate the level of liability you’d face in a dispute. Setting up as a limited company, for example, can reduce your liability compared to other business types.

Take out the right insurance at the right level

Make sure you have adequate insurance cover in place. As a minimum, most businesses need professional indemnity, public liability and product liability insurance.

Insurance may cover legal costs and any payouts if someone claims successively against you.

Examples of businesses being sued

As we mentioned earlier, any business is at risk, although it is usually the big stories, such as the Co-op data breach or the infamous Marks and Spencer vs Aldi caterpillar cake case, that make the news.

Here are some recent examples involving smaller companies:

  • 23andMe, a DNA testing firm, was sued in June 2025 by a UK watchdog over a 2023 data breach that affected thousands of people. The company was found to have failed to put adequate measures in place to secure sensitive data. It has since filed for bankruptcy
  • The owner of a driveway cleaning business, EasyJetWash, agreed to pay ‘significant damages’ and legal costs to EasyGroup, whose portfolio includes airline EasyJet, despite trademarking the name. EasyGroup Chairman, Sir Stelios Haji-Ioannou, said in a statement that it was felt that EasyJetWash’s owner had deliberately set out to profit from the reputation of EasyJet
  • A former chip shop worker, who lives with autism, was awarded £8,000 for a disability discrimination case, after his employer failed to inform him of his dismissal. Instead, in January 2023, they told him that it was a quiet time for the shop and said he might be given more hours later in March. The following week, he received a text message asking him to pick up his final pay cheque and return his uniform

How AGR Law can help you

We can’t express strongly enough the need to get legal advice to help you sufficiently protect you and your business. Please contact our experienced team at hello@agrlaw.co.uk or 0116 340 0094 if you’d like advice.

Most people experiencing domestic abuse have probably been asked, “Why don’t you just leave?”

The reality is that escaping to safety requires careful planning and execution. If the perpetrator suspects that you are planning to leave, matters can escalate, resulting in increased danger to you.

We advise you to seek specialist advice that considers your personal circumstances to support you in leaving your partner. We have included further information and contact numbers at the end of this blog.

In addition to seeking specialist help, we recommend considering the following.

Finding a safe place to stay

Your safe place could be:

  • The home of a trusted friend or family member who will not pass any information to your partner. Choose a place that your partner doesn’t know, so they cannot trace where you are
  • A refuge – Charities might be able to help you find a refuge space and can sometimes arrange for you to travel there for free. More information can be found at the end of this blog
  • A home in your local authority – Some local authorities have a legal responsibility to provide housing for anyone experiencing domestic abuse, as they are deemed ‘unintentionally homeless’ in the eyes of the law. This applies to anyone with or without children. You need to apply to the local authority responsible for the area you are fleeing to, which may not be the one you currently reside in. You will need to apply in writing, and the local authority has around three months to decide the outcome of your application. They should place you (and any children) in temporary accommodation such as a bed and breakfast or a refuge until they have reviewed your application

Planning a safe route

You will need to think about where you can find safety and how you will get there without your partner monitoring you. Consider your partner’s daily routine and choose a safe time to leave.

Make sure your partner can’t track your movements and only accept help from people you can trust who won’t disclose your whereabouts if your partner asks them.

If your house has cameras that show the outside you might not want, for example, to use a taxi firm that picks you up from your door as the firm’s details may be visible.

What you need to take with you

If you can create an emergency bag without your partner seeing you or finding it, we recommend it contains:

  • Cash
  • Documents such as birth and marriage certificates, ID documents, documents relating to tenancy or mortgages, your driving licence, national insurance number card and your passport. Also take copies of any bills that are in your name
  • Your keys
  • Some clothes
  • Any medication
  • Your phone(s), a charger and emergency numbers

If possible, you could keep your bag at your safe space or a friend’s house so it is available should you need to leave in a hurry.

Other actions we recommend you take

  • Get any important post redirected
  • Secure any bank accounts to prevent your partner obtaining credit fraudulently. Credit agencies such as Experian, Equifax and TransUnion can check your credit rating free of charge to find out if there are any debts in your name that you’re not aware of. Take screenshots of any fraudulent attempts and speak to your bank about them
  • If you have a joint account with your partner, contact your bank as soon as possible to move money to your own account or withdraw money

Considering ways your partner might track you online

In this increasingly digital-reliant world, it’s important to think about all the ways your partner might be able to find out where you are, read your messages and emails, block you from your accounts or impersonate you.

If you think your abuser might have access to your phone, you could make plans to leave using a friend’s phone or buy a cheap second phone that you keep switched off and hidden when not in use. Make sure you disable emergency alerts to prevent it from sounding, and take it with you when you leave.

Hiding your location

Most devices and apps use your location, and an abusive partner with access to this information may be able to find you.

  • Go through your apps and check your location settings are not switched to ‘always’ and toggle ‘precise location’ to off. Please note, turning off location services will not prevent emergency services from being able to find you
  • Check your cloud account for apps such as Find My Phone or a photo backup app, which autosaves images taken with your device’s camera

Change your passwords and set up two-factor authentication on:

  • Accounts that use your location, such as Netflix or Amazon, keeping in mind that others might be notified of changes if accounts are shared
  • Your email account, especially if it is linked to your social media, banking apps or work accounts
  • Payment apps, such as PayPal
  • Fitness apps, such as those which track jogging routes
  • Travel apps, such as Uber or Trainline, which might reveal your destination
  • Takeaway and food delivery accounts and apps containing a delivery address

Check that the password recovery details are yours.

Other actions to help you stay safe online

  • Remove connections to any linked devices that your partner can access. Delete any online searches related to searching for support, but not your entire browsing history as that might look suspicious when you’re planning to leave
  • Think carefully before posting on social media and remove any friends or followers who are connected to your partner
  • Create new gaming accounts as these contain billing details and IP addresses

Are you or a family member in immediate danger?

If you or someone else is in immediate danger, please ring 999 and ask for help from the police. Domestic abuse is a crime and will be treated as such.

The Silent Solution

If you need to call 999, but you’re unable to speak because it would put you or someone else in danger, you can use the Silent Solution ideally using a mobile phone.

  • If you’re calling from a mobile phone, make yourself heard by coughing or tapping your keypad, then press 55 when prompted to confirm there is a genuine emergency. Your call will be transferred to the police
  • If you’re calling from a landline, and the operator can only hear background noise, the call will be transferred to a police handler

Getting help to find safety

Refuge has a 24-hour National Domestic Abuse Helpline that women can call free on 0808 2000 247. Operators will be able to support you to understand your options and help you make an escape plan. They can also tell you about local specialist services and help you find a refuge place.

Men can call Respect Men’s Advice Line on 0808 8010 327 (Monday to Friday 10am to 8pm) or ManKind on 0182 3334 244 (Monday to Friday, 10am to 4pm).

If you identify as LGBT+ you can call Galop on 0800 999 5428 for emotional and practical support.

How AGR Law can help you

Our experienced team can support you if you need legal advice on any type of domestic abuse. Please call us in confidence on 0116 340 0094 or email hello@agrlaw.co.uk

Commercial leases can be complex, even for people who have run businesses for a long time or leased several properties from which they operate.

Understanding your rights and responsibilities is crucial to ensuring you can build a good relationship with your landlord and minimise the possibility of any disputes occurring, which can cost you money, inhibit your ability to run your business and even damage your reputation.

Your lease agreement

The obligations of you and your landlord must be outlined in a commercial lease agreement prior to occupancy. This is a key, legally binding contract, so we highly recommend that yours is drawn up by a solicitor to protect your interests by ensuring terms are fair and compliant, with all points and eventualities covered.

Once the lease agreement is drawn up and signed by you and your landlord, both parties must adhere to it otherwise the agreement may be deemed to have been breached.

What should a lease agreement include?

Below is a brief outline of what should be included in a lease agreement as a minimum:

  • Your name, address and contact details, as well as those of the landlord
  • A detailed description of the property and the areas the agreement relates to
  • How the property will be used and operating hours
  • Start and end dates (typically 12 months minimum) and renewal terms, including the notice period
  • Rent costs and terms of the lease, plus how any increases will be implemented
  • Additional charges, such as maintenance or utility bills
  • Your deposit and the conditions under which it will be returned or retained
  • The maintenance and repairs you and your landlord will be responsible for, and health and safety
  • Approvals for any improvements or modifications made to the property
  • Insurance you and your landlord will hold
  • Who will be responsible for property taxes
  • Operating expenses, including communal areas
  • Sublease and assignment terms
  • Default and termination conditions
  • How disputes will be managed and resolved
  • Provision for events such as natural disasters or landlord bankruptcy

What are your rights as a commercial tenant if your landlord fails to comply?

As well as the requirements set out in your lease agreement, and assuming you are complying with the terms, your landlord should permit you ‘quiet enjoyment’ which enables you to use the property without interference.

If your landlord fails to comply with this or something else outlined in your lease agreement, they may have breached that agreement.

Your rights begin when you enter a legally binding, valid commercial property lease. You continue to have rights until it ends and sometimes beyond.

To find out more about how the law protects you, read our blog ‘commercial landlord and tenants’ responsibilities – legal obligations you should know’.

Resolving disputes

Although legal action is sometimes necessary, we recommend first trying to talk constructively to your landlord to resolve the issue, unless a serious breach has occurred, such as failing to provide safe premises which results in death, injury or accident. Not only will this be less costly and stressful than involving a solicitor, but it will also help to maintain a good relationship with them.

Always raise issues at their initial stages before matters escalate and become more difficult to resolve.

Log details of all meetings and follow them up with letters and/or emails so you have written evidence of your conversations. Also note details of all incidents that relate to the dispute, including dates, times and locations. Take photographs and videos where possible. This evidence may be needed in the event that the dispute reaches the courts.

If that approach fails, mediation may be necessary. This is where an impartial third party facilitates future-focused discussions to reach an amicable agreement. Courts sometimes insist mediation is attempted prior to beginning proceedings.

If mediation also fails, legal action may be necessary to find a satisfactory outcome.

Going to court

Going through the courts can be stressful and should be viewed as a last resort, as the high costs may outweigh any damages you might be awarded.

In England and Wales, courts have a procedure they must follow for commercial property cases. This is:

  • Attempting to resolve the dispute through communicating and exchanging information, as outlined above
  • Sending a formal letter to your landlord outlining the dispute, the basis of the claim and how you want the dispute to be resolved

Court proceedings are then initiated and:

  • Your landlord must acknowledge the service of the claim within a set time period
  • They can then file a formal defence and respond to the allegations made
  • They may submit a counterclaim if they have claims against you
  • The court may schedule a Case Management Conference to discuss the case
  • Both parties will then be required to exchange evidence. Statements from witnesses and experts may be used
  • A pre-trial review would only thereafter be held if the court deems this to be appropriate
  • If settlement has not yet been reached, the case then goes to trial and a judgment will determine the outcome. This can be appealed if you or your landlord are dissatisfied with a point of law that was considered

How AGR Law can help

Entering into a commercial lease is a significant commitment, so we urge you to contact us prior to signing a lease agreement, however nice a landlord may appear and regardless of anything they verbally promise.

If disputes occur, our team will fight your corner to resolve them, minimising stress for you and disruption to your business.

Contact our team on hello@agrlaw.co.uk or call us on 0116 340 0094.

From Tuesday 22 July 2025, new immigration rules came into force, affecting skilled workers applying for visas.  

Below we have outlined some of the main changes which will affect migrant workers who want to work in the UK, and businesses wishing to sponsor them.

Background

The former government lowered the skill level threshold for visas to help businesses adapt to the end of free movement and the UK’s departure from the European Union, as a result of Brexit.

The changes saw the Regulated Qualifications Framework (RQF) lowered from level 6 (degree-level roles) to RQF level 3 (A-level roles).

The significant new changes increase the skill level back to RQF 6, meaning that around 180 occupations will no longer be eligible.

If you already hold a skilled worker visa

At present, anyone who holds a skilled worker visa will be able to renew their visa, change employment, and take supplementary employment in occupations which are below RQF 6.

Supplementary work after the changes

After the changes, skilled workers will only be permitted to take on supplementary employment in a job that meets RQF 6 or a role on the Immigration Salary List (ISL), which lists shortage occupations.

The ISL will be phased out by 31 December 2026. Until then, employers will be able to recruit workers from a revised list, the Temporary Shortage List or TSL, which includes RQF level 3 to 5 roles, and roles where labour shortages have been identified.

The TSL is made up of 52 SOC codes, which are considered to be RQF level 3 to 5, and includes roles in the following categories:

  • Management and professional
  • Technical and scientific
  • IT and digital
  • Creative and media
  • Marine and legal
  • Financial and business support
  • Skilled trades and manufacturing
  • Electrical and electronic trades
  • Construction and building
  • Energy sector

My application is in progress, what do I do?

If you have already applied before the change comes into effect, you can continue with your application. You may also be unaffected if your occupation is on the ISL or the TSL.

How do the changes affect dependents?

Workers coming to the UK for RQF 3-5 level jobs listed on the TSL or ISL are not permitted to bring family members after 22 July 2025.

Contacting AGR Law

We highly recommend legal representation in immigration cases to increase your chances of a favourable outcome and ensure your rights are upheld. Please read ‘Why legal representation is crucial in immigration cases’ for more information.

Our experienced team has a reputation for excellence in immigration matters. You can contact us on hello@agrlaw.co.uk or 0116 340 0094 for advice or to make an appointment.

Businesses can use policies to put in writing what is expected of employees in terms of behaviours, values and performance. They essentially outline the rules you wish your employees to follow and the consequences of their not adhering to them.

What is the difference between contracts and policies?

  • Employment contracts are legally binding agreements which set out the rights and responsibilities of employer and employee
  • Policies are rules that set the standards expected of an employee, such as a dress code, internet usage or how they should deal with customers

Why do businesses need policies?

Clear policies, which are communicated well, adhered to and updated when necessary, can benefit both employers and employees.

They can:

  • Manage employees’ expectations
  • Help employees understand their rights
  • Set standards in the workplace to aid employee management, including reducing the risk of workplace injuries and illness
  • Make a workplace more attractive to potential employees as you are able to demonstrate that you take important matters seriously, such as discrimination
  • Ensure consistency amongst your workforce
  • Ensure legal and ethical compliance

Not only can policies make a workplace safe and enjoyable, but they can also help protect your business from costly and stressful disputes.

How do I communicate my business policies with staff?

Policies are typically included in employee handbooks which should be accessible to all staff members, either online via an intranet or in hard copy form. They should be discussed during the orientation process for new staff to ensure they are understood.

You may also wish to provide training sessions periodically, when new policies are implemented, older ones updated, or to increase understanding if one or more policy is not being routinely complied with.

Which policies do I need?

To comply with UK law, a business typically needs to have as a minimum:

  • Health and safety (only a legal requirement if your business has five or more employees, but always recommended)
  • Discipline and dismissal
  • Grievance

Health and safety

Your health and safety policy must include:

  • Potential hazards in the workplace that could cause illness or injury to staff or visitors, such as customers or delivery people
  • The level of risk, so how likely it is that someone will be harmed
  • Actions needed to prevent the hazard altogether or, if that isn’t possible, reduce the risk of it causing harm

Discipline and dismissal

These outline the procedure for managing employee misconduct and dismissals which must be fair, legally compliant and transparent to reduce the risk of disputes and potential unfair dismissal claims against you.

Grievance

A grievance policy outlines the process for when an employee wishes to formally raise concerns or make a complaint. It should include how an employee submits a grievance and how it will be handled.

Other policies

You may also choose to put other policies in place depending on the size and type of your company.

These could include:

  • Code of conduct – depending on the type of business you own, this could cover use of company property, social media and internet guidelines, dress code, standards for dealing with customers/clients and more
  • Data protection – this would cover GDPR and how you expect employees to store and use data, plus what to do if there is a breach
  • Cyber security – this varies greatly depending on your business type, but it could cover password management, device usage and security, and what employees need to do if there is a breach
  • Equal opportunities – this protects employees from discrimination on the basis of age, sex, race, disability, religion or belief, sexual orientation and pregnancy/maternity
  • Equality and diversity – this outlines how you create a safe and inclusive workplace for all employees
  • Workplace pension – if an employee is eligible for a workplace pension, you must provide information on entitlement and contributions
  • Training and development – if you invest in employee development, a policy could outline the structure of training and what opportunities are available
  • Flexible working, including location – this could outline how you handle requests for flexible working and expectations for remote and hybrid workers
  • Sickness/absence – this could outline your policy for various employee absences, including short and long-term sickness, how employees report sickness and the payment of absent staff
  • Maternity, paternity and parental leave – this helps employees know their rights and responsibilities and how you’re complying with employment law

You may also want to implement policies when specific issues occur, such as drug and drink misuse or bullying.

What could happen if you don’t have robust, legally compliant policies in place?

If you fail to comply with legal requirements as an employer, you risk exposing your business to fines, employment tribunals, breach of contract claims and enormous reputational damage.

Below are some examples:

  • Unfair dismissal – in 2023, a man was paid £800,000 after an employment tribunal found he had been unfairly dismissed. The Judge ruled in favour of the claim, stating that there were ‘no reasonable grounds’ for the employee to be sacked
  • Discrimination – A woman was paid £215,000 in a discrimination settlement when she alleged she was excluded from a promotion opportunity during her maternity leave. The firm instead promoted the person who had covered her absence. She also applied for reduced hours because of her childcare needs, but was offered an alternative role rather than going back to her own job with fewer working hours
  • Injury at work – A woman working for a restaurant chain received an undisclosed amount of compensation when her skin was ‘melted’ by an industrial cleaning fluid after claiming she wasn’t given personal protective equipment (PPE). She required specialist washing treatment at A&E to remove the detergent and has been left with a permanent scar

Get in touch with us if you need support with your business policies

At AGR Law, our team can support you in all matters relating to business policy, both those that are legally required and those that are not.

We can also assist with the creation of staff packs or employee handbooks and deliver training to ensure rights and responsibilities are communicated clearly.

Contact us on 0116 340 0094 or email hello@agrlaw.co.uk

When you get divorced, a legally binding agreement is made on how assets and liabilities, such as debts, are divided. This is called a financial settlement. It can include physical property such as houses and cars, as well as pensions and savings.

Why do you need to protect your assets?

When you marry, both you and your spouse become entitled to a share of any assets accumulated during your marriage, even if one of you isn’t working or is earning less than the other party. These are called matrimonial assets.

Non-matrimonial assets are acquired before you marry. Examples could include your share of a family business or inheritance. The starting position is that these are excluded from the matrimonial pot, but there are complicating factors where the court may make the decision that they should be included and, therefore, your spouse could have a claim against them.

Be prepared by protecting your assets before marriage

Draw up a pre-nup

If you have assets you wish to protect, you should consider drawing up a pre-nuptial agreement, or pre-nup, before you marry.

A pre-nup is a written agreement that outlines who owns certain assets and how they should be divided if you divorce. Although they are often associated with high-profile celebrities, it’s a common misconception that assets must be of high value to be included.

It isn’t always easy to speak to your fiancé(e) about drawing up a pre-nup as it may be seen as being unromantic or planning for the marriage to end before it has even begun.

We advise you to be open and honest about your motivation for wanting a pre-nup, such as wanting to protect any children or for certain assets to remain within the family in the unlikely event that the marriage breaks down.

Choose a time when you are both feeling calm enough to have a rational conversation about it, so never during a disagreement, and emphasise that it will protect both of you and help to maintain financial stability.

Although a pre-nup is not legally binding, the court may consider it as part of your divorce case if there were no significant changes to the couple’s financial situation during the marriage.

Find out more about it in our blog, ‘What is a pre-nuptial agreement and why do you need one?’

Protecting your rights to claim on your home

Even though the family home will be deemed a matrimonial asset, so both parties will be entitled to a share, if the property deeds and/or mortgage are only in your partner’s name your share may not be what you consider fair.

You can prove you have a beneficial interest in a property through a Declaration of Trust (DoT), signed by both you and your spouse, which sets out how each of you contributed towards buying the house and paying towards the bills and maintenance.

You can also get a Matrimonial Home Rights Notice from the Land Registry which includes a note on the deeds stating that you live at the property. This is only valid whilst you are married, becoming invalid when you divorce.

Loans

If a parent or family member gifts you a significant amount of money, they might be concerned about what will happen to it should you divorce. In the event of a divorce, money given as a loan, rather than a gift, is much easier to protect as it will be viewed as being needed to be repaid. A loan agreement, drawn up when the money is given and stipulating that it will be paid back if a divorce occurs, can help prevent any misunderstandings.

Trusts

We talked about Trusts in our blog, ‘Wills and Trusts – what’s the difference and why do you need both?

Some Trusts entitle beneficiaries to claim an asset but not to sell it. For example, if you married again and remained in the family home, a Trust could stipulate that it would be inherited by children rather than being sold and the proceeds given to a new spouse.

Trusts can be challenged during divorce, so it’s crucial that they are set up correctly by a solicitor.

Protecting your assets during marriage

A post-nuptial agreement can also be drawn up after the marriage has taken place. Again, it is not legally binding, but it may offer protection in the same way as a pre-nup if the court considers it.

Protecting your assets when you separate

You should be aware that supporting your spouse after separation, but before you divorce, using assets you’ve ringfenced could result in them claiming a right on those assets.

Protecting your assets during divorce

Seek legal advice

We cannot stress highly enough the importance of having an experienced divorce lawyer to advise and represent you throughout the entire divorce process to protect your rights at each stage of proceedings.

Be open and honest about your assets

Although it may be tempting to attempt to protect assets by hiding them, the court will not look favourably upon you and your actions will likely negatively impact your final settlement. We always advise you to speak to your solicitor about the best way to protect assets.

You must also not take or copy financial documents relating to your spouse without permission.

Try to remain under the same roof as your spouse if it is safe to do so

Although living together in the family home may be difficult, leaving the house may strengthen your spouse’s claim on it. If you have to leave for your or your children’s safety, this will not jeopardise your position.

Try to avoid moving in with a new partner as your assets will be deemed combined, which can impact your final settlement.

Protecting your assets after divorce

Don’t forget to get your Will amended if your wishes have changed.

How AGR Law can help you

Divorce is a complex matter, and likely to be a very emotional and uncertain time for you too. Incorrect legal advice or not having someone knowledgeable to fight for your rights can have serious consequences.

We encourage all couples, where possible, to agree how to divide assets to negate the need for lengthy, costly and stressful court proceedings. A mediator can assist with this by facilitating discussions and a consent order can then be drawn up by us to make the agreement legally binding.

If your case does have to go to court, we will fight your corner until matters are resolved.

Call us on 0116 340 0094 or email hello@agrlaw.co.uk to find out more.

Wills and Trusts are both important ways of ensuring your assets are distributed as per your wishes.

In this blog, we look at the difference between a Will and a Trust and explain why we advise some of our clients to have both.

What is a Will?

A Will is a document that sets out how you would like your assets to be distributed when you die. Assets include money, property and possessions; those with monetary and/or sentimental value. In a Will, you typically leave assets to family members, close friends and charities you support.

What is a Trust?

A Trust is a document that allows you to influence how and/or when a bequeathed asset is used and name trustees who are responsible for ensuring distribution.

There are several types of Trust:

  • Bare Trusts are commonly set up for children to use when they are older, for example to buy their first car when they turn 17 or use for their education when they turn 18
  • Life Interest Trusts entitle someone to benefit from an asset but not sell it. For example, children would inherit their family home if a Trust prevented a surviving spouse who remarries from selling the property and giving the proceeds to a new partner
  • Discretionary Trusts are the most flexible. Trustees determine how the capital is distributed, and they can adapt to changing circumstances. For example, money might be left to two children but one might lose their job or become ill and unable to work. In this case, that person might receive more money than the other as a higher level of support is needed. Although the person setting up the Trust might write a Letter of Wishes, the trustees do not have to follow it if circumstances change
  • Interest in possession trusts are when a beneficiary is passed income, for example, a shareholder might put shares in a Trust and the income would go to his wife. When she dies, shares could be passed to children. Although the beneficiaries will receive the income generated by the shares, they do not have the rights that a shareholder would
  • Accumulation trusts are when trustees can accumulate income and add it to the Trust’s capital. Income can also be paid out
  • Mixed Trusts are a combination of more than one type of Trust, each being treated in accordance to their tax rules

Why do you need a Will?

If you die without a valid Will, your assets are distributed as per the rules of intestacy.

In these cases, the law will determine who inherits what and who can administer the estate. This means that someone who expected to inherit may not, and someone who you or your family feels should not benefit, may be entitled to a share. It also makes probate more costly, stressful and challenging for those you leave behind.

The rules of intestacy do not allow for modern family structures. Unmarried partners and stepchildren will not automatically inherit any part of your estate, including the family home, even if they lived with you for some time.

Why do you need a Trust?

After you die, you may wish for some of your estate to be held on behalf of beneficiaries to be used at a particular time or in a certain way. This is when you would take out a Trust. You appoint trustees to hold the assets and administer them on your behalf when the time comes.

Trusts can help to:

  • Ensure a family member doesn’t squander their inheritance
  • Reduce tax as a Trust can avoid the need for inheritance tax to be paid every time an asset is passed down
  • Reduce care home fees. For example, if a property is owned 50/50 by a husband and wife and one of them dies, leaving their half in a Trust for children or grandchildren will mean the local authority cannot force it to be sold to pay for the remaining spouse’s care home fees
  • Ensure children from a previous relationship are taken care of
  • Leave some or all of your estate to a vulnerable or disabled person who cannot manage their own affairs
  • Quicken the probate process as assets left in a Trust do not need to be transferred in this way

Contact AGR Law for advice on Wills and Trusts

Deciding how to distribute your estate when you die can be a complex matter, not to mention something which is often upsetting to think about.

Our knowledgeable team can offer the best legal advice whilst understanding that making a Will and/or a Trust can be an emotionally charged time, especially if conversations around inheritance have caused tensions in the family.

Give our team a call on 0116 340 0094 or email hello@agrlaw.co.uk to find out how we can help you.

The UK has a wealth of commercial properties leased or rented for business purposes from landlords, including restaurants, pubs and bars, warehouses, salons, serviced offices, retail outlets and more.

In this blog, we talk about your responsibilities when leasing or renting commercial properties as a landlord or a tenant.

What’s the difference between leasing and renting a commercial property?

Commercial leases are typically longer-term arrangements lasting 12 months or more.

This arrangement offers both the landlord and the tenant more security than renting.

For the landlord, it means a more regular income and a reduced likelihood of the property becoming vacant, but it may be more difficult to alter terms and raise rent when required even if your contract has a rent review clause. It is also more difficult to evict problem tenants.

Commercial rental agreements typically last 30 days, automatically renewing at the end of each interval.

This arrangement offers both the landlord and tenant more flexibility than leasing but lacks stability for both parties.

Landlords are better able to evict troublesome tenants and change terms (including raising rents or asking a tenant to vacate the property) but, if a tenant gives notice, a property may lie vacant until another is found.

Both agreements outline the specific activities permitted within the premises, who is responsible for what, and your rights as a tenant or landlord.

Altering terms

  • The terms of commercial leases can be altered within the lease agreement if both parties agree to it, or at the end of the lease period
  • The terms of a rental agreement can be changed at the end a cycle before it rolls over if sufficient notice is given (usually 30 days) or when a new tenant is taking up occupancy

Any changes to terms need to be within the law.

What are landlords and tenants responsible for?

Although specific responsibilities vary greatly and can overlap, below we outline what each party may typically be responsible for.

As a landlord, you have a duty of care to ensure your property is safe for your tenant and those using the building, such as clients, customers, people making deliveries and employees of the tenant.

You are usually responsible for:

  • The safety and maintenance of all fixtures owned by you such as heating, gas, plumbing and lighting systems. Fixtures are defined as all physical items that are permanently attached to the property, so would include a fitted kitchen but not a picture hung on the wall with a nail
  • Communal areas, such as lobbies, stairs, carparks and corridors, or other facilities shared between several tenants
  • Ensuring that properties have an Energy Performance Certificate (EPC) rating of E or above
  • Structural repairs such as foundations, flooring, the roof and exterior walls

As a tenant, you are usually responsible for:

  • Health and safety – carrying out risk assessments and controlling hazards
  • Gas and electrical equipment safety – maintaining appliances installed by the landlord according to the manufacturer’s instructions and arranging safety inspections as appropriate. Tenants are usually fully responsible for any equipment they have had installed themselves
  • Non-structural repairs, such as air conditioning or plumbing
  • Keeping the property in good condition, including making minor repairs and ensuring gardens and outdoor areas are kept tidy

Tenants are also responsible for ensuring the working environment is safe. This could include providing:

  • A reasonable temperature
  • Adequate space, ventilation and lighting
  • Toilets and washing facilities
  • Drinking water
  • Safe equipment

The management of asbestos can lie with the landlord or the tenant, but whoever is responsible will need to protect everyone in the building as per the Health and Safety Executive’s guidelines.

Fire safety requires one individual to be the ‘responsible person.’ This could be the landlord or the tenant depending on what is specified in the agreement and the duty of care could be shared. For example, the landlord may provide fire blankets and extinguishers, but the tenant may be responsible for ensuring they are accessible and safe to use. The landlord is always responsible for safety in communal areas.

Tenancy and the law

In England and Wales, there are two main laws covering tenancy and one covering workplace health and safety.

The Landlord and Tenants Act 1985 sets out rules regarding:

  • Duration of tenancy and notice periods for contract termination
  • The process for determining a fair rent
  • Who is responsible for repairing and maintaining the property and fixtures
  • The rights of the landlord to access the occupied property
  • The landlords’ obligations, including the provision of essential services such as sanitation
  • The tenants’ rights, including the right to a written tenancy agreement and protection against unfair eviction

The Occupiers’ Liability Act 1957 and the Occupiers’ Liability Act 1984 both govern liability for injury caused or damage done to persons or their property while on the premises, caused by the defective or dangerous condition of the premises:

  • The 1957 Act generally relates to those who have lawful permission to be on the premises
  • The Act was updated in 1984 to include unauthorised people, including trespassers, who did not have permission to access the premises

The Health and Safety at Work etc. Act 1974 sets out the general duty of care of:

  • Employers towards employees and members of the public
  • Employees to themselves and to each other
  • Certain self-employed people towards themselves and others

The Code for Leasing Business Premises in England and Wales 2007

In addition, there is a code for leasing business premises which sets out best practice for commercial landlords and tenants. It is not legally binding but is authorised by some regularity bodies.

The code covers:

  • Alterations and changes of use
  • Assignment and subletting
  • Insurance
  • Lease negotiations, rent reviews, term lengths, renewal rights and break clauses
  • Ongoing management and service charges
  • Rent guarantees and deposits

How AGR Law can help commercial landlords and tenants

Commercial property law is complex with many variables. To protect your interests as a landlord or tenant, we strongly advise that agreements are outlined in a solicitor-written contract which is signed by both parties before the tenant takes up occupancy. This will ensure:

  • Terms are negotiated to be fair, legally compliant and accurate
  • Legal terminology is fully explained so you understand your rights and responsibilities
  • All points will be covered to avoid disputes that could lead to lengthy, stressful and expensive court proceedings as well as disrupted business operations

Contact our team at hello@agrlaw.co.uk or call us on 0116 340 0094 if you need support with any matter relating to commercial property.

Unlike parents, grandparents have no automatic rights when it comes to matters concerning grandchildren under English and Welsh law.

This blog will help you understand your rights and what you can do to:

  • Maintain or re-establish contact where it is lost through a Child Arrangements Order
  • Ask the court to make a decision usually taken by those with parental responsibility through a Specific Issue Order
  • Act to prevent a specific act by the parents through a Prohibited Steps Order

What is the first step we should take with any of the Orders?

In most cases, mediation must be attempted in the first instance unless neglect, abuse, exposure to harm or something of that nature has taken place.

Mediation is less damaging, quicker and cheaper than going through the courts. It involves all parties taking part in forward-thinking conversations with a neutral mediator to find a way forward.

If mediation is unsuccessful or an unsuitable option, you can consider applying to the courts for a Child Arrangements Order, Specific Issue Order or a Prohibited Steps Order.

Child Arrangements Orders

In the event of a dispute or family breakdown, we often hear that grandparents are prevented from seeing their grandchildren.

A Child Arrangements Order sets out how often and under what circumstances grandchildren can see you. Orders stipulate terms for in-person visits, telephone calls, messages or any other method of contact.

To apply for a Child Arrangements Order, you will need to get permission from the court.

The court will primarily consider the relationship the grandparents had with their grandchildren prior to contact being withdrawn, whether re-establishment will be beneficial to the children, and whether the children would be at risk if the Order were made. Permission to apply for a Child Arrangements Order should be granted if the court believes the application is in the child’s best interest.

What happens next?

  • After the application is received, a date will be set for the first court hearing. During this hearing, the case will be discussed with both parties to attempt to reach an agreement
  • If harm, neglect or abuse is alleged, the court will hold a second hearing to determine the veracity of the claims
  • If an agreement has not been reached by this stage, the court will hold a further hearing and consider reports from social workers and other professionals
  • A final hearing may be necessary to consider evidence from both sides

Specific Issue Order

A Specific Issue Order stipulates matters related to the child’s upbringing, such as where they go to school, what religion they should follow or what medical treatment they can receive.

Like a Child Arrangements Order, grandparents will need permission from the court to apply as they don’t have automatic parental responsibility. Applications will be considered in respect of the child’s best interests.

What happens next?

  • After an application is approved, the first hearing will be scheduled within around six weeks
  • If the first hearing does not reach an agreement, a second hearing will attempt to resolve disputes
  • If agreement can’t be reached in the second hearing, a fact-finding hearing might be held prior to a final hearing, or the case may go straight to a third and final hearing depending on the circumstances and the evidence presented

Prohibited Steps Order

A Prohibited Steps Order prevents a particular action from happening without permission from the court, such as the child being moved permanently abroad. It can be temporary or permanent.

As is the case with a Child Arrangements Order or Specific Issue Order, grandparents will need to seek permission from the court to apply for a Prohibited Steps Order who will determine whether it’s in the child’s best interests to grant a hearing.

What happens next?

  • Once the application is approved, a hearing will be scheduled where both sides present their case

What is the view of the court when issuing Orders?

Family courts will always put the emotional and psychological wellbeing of children at the forefront of decisions. Judges recognise that grandparents can play an important part in a child’s life and that valuable close bonds can be impacted if contact is lost.

Cases are looked at in accordance with a welfare checklist, as detailed in Section 1.3 of the Children Act 1989. This includes considering:

  • The child’s wishes, according to their age and understanding
  • Physical, emotional and educational needs
  • The likely effects of any change of circumstances
  • The child’s sex, background and relevant characteristics
  • Any harm being suffered or risk of harm
  • The child’s parents and their capabilities to meet their needs

The role of CAFCASS (Children and Family Court Advisory Support Service)

In England, CAFCASS independently represents the interests of children and young people in family courts, with officers advising the court about the welfare of children and what is in their best interests.

In most cases involving children, CAFCASS officers are involved from application to conclusion. They will:

  • Carry out safeguarding and wellbeing checks at the early stages, typically prior to the first hearing
  • Prepare reports and make recommendations to the court after speaking to both parties about any issues and making enquiries with relevant authorities, such as the child’s school, social services or their GP

A brief outline of guardianship

If both parents are deemed unfit or neither can care for the child, grandparents can apply for guardianship.

Orders include:

  • Special Guardianship Order – where grandparents care for the child until they turn 18
  • Child Arrangement Order – as outlined above, the court can decide that the child should live with grandparents
  • Kinship foster care – where grandparents become official foster carers
  • Adoption – this gives grandparents legal parental responsibility over the child instead of their birth parents who have automatic parental responsibility. Adoption is typically granted only in exceptional circumstances

AGR Law

Our team of family law experts can help with any issues surrounding grandparents’ rights.

For more information, contact us on hello@agrlaw.co.uk or call us on 0116 340 0094.